University graduates

In a rapidly changing world, there’s no question that ambitious university graduates like you are crucial to our future success. That’s why we’re so committed to helping you make the most of your unique talents and fresh ideas.

Whichever program you join – and there are plenty to choose from – you’ll be given meaningful work and real responsibility from the start. You’ll also have access to exceptional business, technical and leadership training, allowing you to get valuable professional qualifications. You’ll get everything you need to build an outstanding career.

To join us, you’ll need to be an all-rounder – someone who’s not only strong academically but also good with people. Ideally, you’ll have some relevant experience, but more importantly, you’ll have plenty of confidence and drive. What will really set you apart, though, will be your understanding of our work and your ambition to make a valuable contribution.

Explore the available opportunities using the map below.

Internships

An internship is a great way to get your foot in the door and see what working for a global insurance business is really like. With us, you’ll be doing valuable work as soon as you get here. You’ll also have access to a host of development activities. We offer career-planning, opportunities to meet and present to senior leaders, and e-learning courses. A dedicated ‘buddy’ will be there every step of the way to help you through your placement.

Explore the available opportunities using the map below.

Apprentices

Why not earn and learn with us as an apprentice? Right from the start, you’ll be part of a truly global company doing a valuable job. You can expect the support and training you need to get your career off to a good start – and set you on your way toward roles with real responsibility. We’ll give you the chance to study for industry-recognized qualifications.

We have a range of apprenticeships to suit different interests and ambitions. To be considered, you’ll need to be someone who can deliver excellent customer service and manage workloads. You’ll also have the aptitude and commitment it takes to become professionally qualified. In addition, you should be good with people, have lots of initiative and be willing to learn about the insurance business from the ground up.

Explore the available opportunities using the map below.

Visit our country careers websites

Our People

Career Timelines

Working In

Actuarial Actuarial
Audit Audit
Claims Claims
Finance Finance
Human Resources Human Resources
Investment Management Investment Management
Legal Legal
Marketing and Communications Marketing and Communications
Operations and Information Technology Operations and Information Technology
Reinsurance Reinsurance
Risk Engineering Risk Engineering
Risk Management and Security Risk Management and Security
Sales and Distribution Sales and Distribution
Underwriting Underwriting

Working In

Actuarial

Actuaries are the math experts at the heart of our business. Working with statistics, they analyze trends, weigh risks and create models that allow us to make sound strategic decisions. They turn raw data into insights that enable our customers to identify, manage and finance their risks.

To be an actuary, you’ll need a strong mathematical background and good business insight. If you have these skills or are interested in developing them and want to truly influence the lives of our customers, an actuarial career could be for you.

Working In

Audit

As the ‘third line of defence,’ audit carries out independent reviews of Zurich’s risk management, and control and governance frameworks. Auditors provide the Board with assurance that we’re properly managing our risk exposures.

An auditor’s role goes beyond providing assurance. An auditor also makes sure proper control frameworks are in place, assists with the early identification of risks, and helps improve the efficiency of our operations.

We have auditors at all levels in the firm, from regional leads to portfolio managers. This work covers every area of the business; if you want to have a broad impact, this could be the perfect career opportunity.

Working In

Claims

When customers buy insurance from Zurich, they're investing in a promise that we'll be there for them. Our claims professionals play a key role in delivering on this promise during critical times when our customers need us most.

We have more than 9,500 claims experts in 60 countries.

The claims team works with a common purpose: in the interests of our customers and Zurich, they want to get every claim right.

With roles ranging from assistants and claims handlers, to inspectors and lawyers, there are all kinds of opportunities. If you enjoy working with people, thrive on responsibility and are a keen analytical thinker, it could be the career for you.

Working In

Finance

Our finance specialists are responsible for sound financial planning, reporting and analysis. These activities provide the clarity and knowledge we need to make important decisions that foster growth and ensure our competitive edge.

Across the business, our 4,000 finance professionals are recognized as trusted advisers. They work in a wide range of areas, from product development and business projects, to reinsurance and investments.

Within Group Finance, strategic priorities are closely aligned with the firm’s aim to reduce complexity and boost profitability. The team is currently streamlining its operating model, including simplifying processes and integrating systems. This will free up more time to focus on business analytics and insights.

If you’re ambitious and you have the drive and skills to spot opportunities and make the most of them to add value, now’s the time to join.

Working In

Human Resources

The HR team supports everyone at Zurich to be at their very best, whether they are individual contributors, managers or senior leaders.

HR makes sure that Zurich remains a place where everyone is committed to a shared purpose, and people understand that what they do and how they do it matters; where accomplishments are rewarded financially and emotionally.

Above all, HR aims to create an environment where people feel inspired, show compassion, and make a difference to those around them, so that we consistently live up to our commitment and core values, and deliver results in the right way.

Join the HR team and you’ll have a chance to help make Zurich’s ambitions a reality. There are opportunities in specialist, business partner and operational roles.

Working In

Investment Management

This team is made up of the firm’s investment experts. They create value by managing Zurich’s own assets of about USD 200 billion. As such, they play a fundamental role in supporting life insurance and group employee pension plans.

Led by the Group’s Chief Investment Officer, Investment Management globally comprises more than 350 people. About 120 of these are based in a central team in Zurich and regional teams in New York and Hong Kong. The others are part of local investment teams, led by chief investment officers.

Investment Management aims to help Zurich to be the best global insurance manager, as measured by our customers, shareholders and people. If you become a part of our team, you’ll play an active role in helping us to achieve this ambition.

Working In

Legal

The firm’s in-house legal advisers provide trusted, independent advice to minimize legal, regulatory and governance risks. They enable the business to achieve its strategic and commercial goals in accordance with applicable laws and regulations.

Legal is a centrally-led function with teams operating at global, regional and local levels. Everything they do is underpinned by their dedication to integrity, excellence and a desire to add real value for our customers.

The team’s goal is to be the best provider of in-house legal, regulatory and governance services in the insurance industry. It’s a goal your expert contribution will help us achieve.

Working In

Marketing and Communications

Our marketing and communications teams are Zurich’s storytellers. Their expertise brings Zurich’s key messages to life in fresh and interesting ways.

Within the function, our brand marketing team focuses on enhancing our global brand. Our communications team specializes in building and protecting the firm’s corporate reputation, both internally and externally.

Whichever team you join, you’ll play a vital role in supporting the Group’s strategic objectives and business goals.

Working In

Operations and Information Technology

Operations and IT are strategic partners, playing a central role in Zurich’s future success in an environment of rapidly-changing technology.

To deliver industry-leading capabilities, they’re leading five major transformation programs. These will improve data management and analytics, streamline our processes, enhance our IT effectiveness and application development, and strengthen talent management.

It’s a truly exciting time to join. Whatever your role, you can expect to stay on top of emerging technologies, while delivering the high level of service expected by internal customers.

Working In

Reinsurance

Reinsurance serves to transfer risk from the primary insurer to others, and in doing so provides protection for insurance companies.

Operating out of Switzerland, North America and Bermuda, our reinsurance teams reduce our exposure to losses by passing a clearly defined part of a risk to a reinsurer.

Join them and help provide market-leading insights that support capital efficiency and help to manage volatility at Group level.

Working In

Risk Engineering

Risk engineering is one of the most crucial roles in our business. Working across the globe, risk engineers help our customers to identify and improve how they manage risks. The team supports customers by helping them to reduce the likelihood of large losses and improve business continuity.

Risk engineering plays an important role in helping underwriters to correctly price risks. The team also helps to reduce claims by avoiding losses, mitigating risk and helping to minimize unjustified claims.

If you’re looking for a role that offers variety and opportunity, risk engineering could be for you.

Working In

Risk Management and Security

Zurich’s success is built on taking risks. But not every risk is the same. Risk management’s mission is to make sure there’s a strong culture of disciplined risk-taking across the Group. That means making sure every risk we take is transparent, understood, and justified.

Risk management is at the heart of Zurich’s ‘cultural transformation’ program. Join the team and you’ll play a valuable role, helping people to perform at their best and make a difference to those around them.

Working In

Sales and Distribution

Sales and distribution specialists are on the frontline of profitable growth. They make sure Zurich delivers the high level of service our customers and distributors expect from us.

Sales and distribution functions vary from country to country, as do the roles performed by this team by analyzing customer needs and providing advice to help to find the right solutions, support independent distributors, developing commercial activities, and managing sales.

If you love working with people and want a career offering variety, you may want to become one of our sales and distribution specialists.

Working In

Underwriting

Underwriters evaluate risks and determine the prices and terms to cover – or underwrite – those risks. They then work with people inside and outside the company to provide the right insurance to the right customer.

Underwriters seek to out-perform markets through superior risk selection and pricing. This means they have to know how to identify well-managed, quality risks that the business can insure profitably.

Zurich has underwriters in every part of our global business. Our insurance lines include: casualty, motor and personal, property, engineering, marine and special lines.

Join our underwriters and you’ll be part of a team that’s as diverse as our products and services.

View our latest roles

Vehicle Service Contract Rep

US - Kansas - Overland Park Job Posting: 05/29/2018
Requisition ID 180003PQ
Read more

VP/Sr. Contract Surety Underwriting Officer

US - Washington Job Posting: 08/01/2018
Requisition ID 180003RL
Read more

Associate Data Scientist (1a-1b)

US - Illinois - Schaumburg Job Posting: 07/09/2018
Requisition ID 180003DP
Read more

Senior Security Engineer

US - Illinois - Schaumburg Job Posting: 07/30/2018
Requisition ID 1800046M
Read more
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Verity

Verity

Apprentice Claims Handler

Early days

I applied for the Apprenticeship Programme through an online development site for school leavers and young people. I was lucky to be able to start my career early and begin my future with a fantastic organisation. That was just seven months ago.

Zurich loves forward-thinking people who bring new ideas into the mix and are enthusiastic.

What do you do?

I was placed in the First Response Service Centre – our team’s role is to take the first notification of motor incidents. It ranges from dealing with private consumers to small fleets and massive global companies.

It feels good to know you’ve taken the weight off a customer’s shoulders.

The most rewarding part of the job

On a daily basis, we deal with customers that are stressed and upset. My role involves being their first point of contact, and starting the ball rolling in their claim to try to sort their issue as quickly and as far as we can. I think the rewarding aspect of my role is when the customer has faith in me. When I’ve helped them, it’s exhilarating to hear that change in their tone.

Don’t believe everything you read

I think one of the biggest challenges we have in the insurance sector is the impression that we are the bad guys and all we want to do is make a profit instead of helping! We try to rectify this and show customers what they pay for.

To me, the environment is encouraging, forward-thinking and caring.

What insurance means

To me, insurance gives people piece of mind that when something goes wrong, we’ll help them out as best we can. That could be loss of work due to an accident, their car – their pride and joy – is involved in an accident, or maybe there’s a leak in their roof. We can reassure, help and support them when something totally unexpected goes wrong.

What’s the secret?

I would say hard work makes the biggest difference to the company. I also think enthusiasm and drive are very valuable. You can make an impact here even from the littlest thing; your hard work will be recognised.

Any advice for new joiners?

Be open-minded – the organisation is massive and so there are numerous career paths you could take. Zurich as a company is very supportive and will help you set your goals. Just be driven to achieve those goals and take as many opportunities as you can.
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Amy

Amy

Head of Public Services & PFI

Education

Education

2004 - 2007 Cardiff University Economics and Management

My career couldn’t have been any better. And I can’t believe how quickly the time’s gone – it really does fly when you’re having fun!

What was your first role at Zurich

I joined Zurich fresh out of university on the actuarial graduate scheme. I met some great friends on the program and learned so much. It was a good introduction to the insurance industry.
What’s your journey been like since then?

What’s your journey been like since then?

I’ve had a fantastic career in my nine years with Zurich so far. I got good grounding in actuarial, supported the managing director as her strategic assistant and have sat as part of the municipal leadership team for 4 years. Today, I'm Head of Charities and look after our health business too.

To me, insurance is all about being there for people when they need you most. I love getting to spend time with our customers.

Learning about insurance

In my first few years after the graduate scheme, I took on a range of actuarial roles. It became obvious very quickly that insurance is anything but boring! The industry changes so fast. No two days are ever the same.
What stands out the most

What stands out the most

Integrity, teamwork and a desire to make things better, and make an impact at Zurich. I love being part of a great team, meeting new people and experiencing new things. And the opportunity to support our diversity and inclusion work has been really fulfilling.

Gaining both in-depth technical knowledge and a broad understanding of business paved the way for me to become a leader.

Becoming a leader

A couple of years ago, I had the chance to move into a leadership role. And right now I head up all of our insurance business with charities, social enterprises, other community groups and health trusts - making sure they benefit from a great customer experience. I lead a team with expertise spanning everything from underwriting and actuarial, to sales and marketing.
Why is insurance important?

Why is insurance important?

Insurance is so engrained in our everyday lives – it amazes me how many things wouldn’t happen if we didn’t take on some of the risk for our customers. It’s so diverse and rewarding.
Advice to someone considering a career in insurance

Advice to someone considering a career in insurance

Insurance is an exciting and dynamic industry. There is something for everyone and we probably have roles you never imagined. You’ll be part of a great community, doing work that is very rewarding. And you’ll have a lot of fun!
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Ankeet

Ankeet

Underwriter, Global Corporate Property

Education

Education

2005-2008 Cass Business School Investment and Financial Risk Management

The graduate program was a great way into the industry, and gave me a great starting point for my career.

Why Zurich?

To be honest, I stumbled into insurance having been referred by a friend. I joined the underwriting graduate program in 2010, and started in Zurich Municipal – the public sector arm of the firm. I was underwriting charities, local authorities, housing associations and schools. Being new to the industry, I found it a good introduction to the insurance market.
What’s your journey been like since then?

What’s your journey been like since then?

After getting to grips with the nuances of property underwriting, I took the lead in underwriting risks for public private partnerships, including schools and hospitals. These days I work with multinational companies around the world, which means lots of travel and meeting people from different cultures. Not a bad life!
The learning curve

The learning curve

As an underwriter, you constantly have to manage various stakeholders both from an internal and external perspective. Getting that balance right is not only the most important part of the job, but probably the most challenging too.

It’s clear from my role that insurance makes a massive difference to our customers.

What does insurance mean to you?

For me, insurance is about giving people peace of mind. From helping customers manage their risks appropriately through to being there when things go wrong, we’re there to put them back into the position they were in before the loss. I like to think that’s a very worthwhile way to make a living.

In the past year alone, I’ve travelled to Canada, Sweden and the Czech Republic.

International exposure

All my customers are global companies with operations all around the world, and part of the role is visiting our clients and understanding their business on the ground. A day doesn’t go by when I’m not interacting with them in some form.
What’s been the most rewarding part?

What’s been the most rewarding part?

Zurich has given me the chance to build an interesting and international career. Through the countries I’ve visited and the cultures I’ve experienced, I’ve gained important transferable skills and developed a much broader perspective on life. It’s amazing the impact other people can have on your life if you’re willing to let them.
Advice to your younger self

Advice to your younger self

Do your research. Insurance is such a varied industry, so try and look at the different roles available and to speak to people in the industry to see which area might suit you. Stumbling into it is fine, too, though. I did, and I haven’t looked back!
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Eve

Eve

Trainee in Underwriting, Commercial Customers

Education

Education

BA, 2008 – 2012 MA, 2013 – 2015 University of St Gallen International Affairs & Governance
Before Zurich

Before Zurich

Working at Zurich is my first job. But before I joined I volunteered and took on internships that gave me the chance to travel during my studies. These included working with a human rights organization in Guatemala and a work placement with the Swiss Embassy in India.
An international intern

An international intern

As an intern, I worked in countries with very different economic and political systems, in organizations that embraced working cultures unlike any I had experienced before. I also worked alongside colleagues who did not always share my values. These experiences challenged me and taught me to be more accepting of difference. Now, when I join a new team or take on new tasks, I’m much more open-minded. Being unbiased has been crucial to my success on the trainee program so far.

When I started my studies, I never imagined working at an insurance company but my skills are a perfect fit.

Why Zurich?

For me, a rewarding career has never been about earning a huge salary. I’ve always wanted to work in a stimulating environment with plenty of opportunities to grow – and Zurich offers exactly that. As well as a diverse set of jobs here in Switzerland and internationally, the business is great at supporting all of us to unfold our potential.
What was your first day like?

What was your first day like?

After university, I was eager to make a difference. But with limited professional experience – and none in insurance – navigating corporate life was challenging at the start. It never held me back though. Thanks to the great support from my team and people right across the business, I was up to speed in no time. They helped me no matter what. Even those with the busiest calendars made time to help.

I’ve learned a lot since I started at Zurich. Not just about insurance, but about different working cultures.

Tell us about your career journey so far

I’ve been on the Zurich trainee program for just over a year and in that short space of time I’ve taken on many different roles. I’ve helped develop new liability insurance for the Swiss market, and now I’m involved in a project dealing with cyber risk.
An end-to-end view

An end-to-end view

I’m based in Product Underwriting (PUW), so I’m used to taking a strategic approach. However, one of my rotations has seen me work directly with customers. It’s interesting to see the strategic decisions taken in PUW getting put into action and making a difference for our customers.
What have you learned?

What have you learned?

I’ve developed professional knowledge of a lot of areas through the different rotations that make up the trainee program. For example, a rotation in a general agency gave me valuable market experience. And when you’re developing a strategy or designing a process, that sort of knowledge is invaluable: nothing can replace first-hand experience.

I’ve just started my career, but I already know that the trainee program will be a major milestone on my journey.

What’s been a highlight?

To date, the project I’ve most enjoyed working on was our new liability insurance. Collaborating with teams from across the business, I helped develop a cover that’s simpler, more bespoke and better value for our commercial customers. And because my role put me at the interface of business, actuary, IT and marketing, I got a real insight into all of those areas.
What’s next for you?

What’s next for you?

I don’t have my career planned out. There are several positions I’m interested in pursuing but I’m keeping myself flexible enough to seize opportunities as they happen. I already work in an exciting area, but my ambition is to gain more managerial experience as I build analytical skills and expert knowledge. I also want to work abroad, so I’ll be looking out for international assignment opportunities in the months and years to come.
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Janina Brown

Marketing Segment Executive, UK

"For me, Zurich was the intelligent choice because I wanted to work for an organisation that really harnessed a great culture."

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Sue Whittington

Head of Retail and Enforce Operations, UK

"Zurich is so integrated in community and social responsibility and that's very rewarding in itself."

 

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Sascha Tuerck

Head of Market and Proposition Management, Zurich

"We have very brave managers that give younger people the chance to work in different envoironments, take ownership and take leadership at an early stage."