Senior Surety Underwriter

Senior Surety Underwriter, Zurich Nordic Sweden

Are you interested in joining an inspiring work environment where you can make a difference? Zurich Insurance Group is a global insurance company with over 60 000 employees and one of the world’s most sustainable insurers, as shown by the S&P Global Corporate Sustainability Assessment. Join one of the world’s largest and most trusted surety insurance company with a well-balanced footprint and distinctive capabilities.

Senior Surety Underwriter

We are expanding our Nordic business unit and seeking a Senior Surety Underwriter to launch and develop our Credit lines product offering in the region. This is an exciting opportunity for a skilled professional to make a significant impact in a dynamic and growing market.

As a Senior Surety Underwriter, you will play a pivotal role in managing and developing Zurich Nordic Surety portfolio. You will oversee a network of MGAs ensuring they adhere to underwriting guidelines while supporting them with technical expertise. Additionally, you will directly underwrite Surety customers, assess risks, and define the Zurich Surety strategy for the Nordic region. This role requires a strategic thinker with strong analytical skills and the ability to build relationships across the industry.

As a person, you are a team player and an analytical thinker. You are data driven and have a strong business and customer focus as well as interest in customer relationships and negotiation. You are fast moving and flexible. You like working independently but with good abilities to co-operate with both customers and colleagues.

Key Responsibilities

• Manage and support MGA partners distributing Surety bonds on behalf of the insurer, ensuring compliance with underwriting standards.  
• Underwrite Surety risks and make informed decisions on bond issuance.  
• Develop and implement a Surety product strategy tailored to the Nordic market.  
• Monitor portfolio performance, identify trends, and adjust underwriting guidelines accordingly.
• Collaborate with internal stakeholders, including risk management, legal, and finance teams, to ensure alignment with corporate objectives.  
• Foster strong relationships with brokers, clients, and partners to expand our market presence.  
• Provide technical underwriting support and training to MGAs and internal teams.  

Stay informed about regulatory developments and industry best practices in the Surety space.  
 

Qualifications:

• Several years of relevant working experience, preferably in a bank or surety insurer
• Strong verbal and written communication skills in English, equivalent to C2 level, are required
• Proficiency in any of the Nordic languages is a plus.
• Master’s or bachelor’s degree with emphasis in business, preferably finance or accounting
• Technical expertise in surety underwriting. Strong knowledge of Surety bonds, financial risk assessment, and underwriting principles.
• Ability to make independent risk decisions while adhering to underwriting guidelines. Familiarity with Nordic insurance regulations related to Surety products
   

Skills and Competencies

Strategic & Business Development Skills

• Ability to develop and implement a Surety product strategy for the Nordic market.
• Proven track record of building relationships with MGAs, brokers, and clients to expand market presence.
• Ability to identify market opportunities and adjust underwriting guidelines accordingly.
   

Decision-Making & Autonomy

• Comfortable making underwriting decisions without direct oversight.  
• Strong problem-solving skills to assess and mitigate risk effectively.  
• High level of responsibility and ability to manage a Surety portfolio independently.

Relationship Management & Communication

• Ability to negotiate and influence MGAs and brokers while maintaining underwriting discipline.
• Strong interpersonal skills to represent the company in external industry relationships.
• Clear and confident communicator who can explain underwriting decisions effectively.

Regulatory & Compliance Awareness

• Understanding of local and international Surety regulations and legal frameworks.  
• Ability to ensure compliance with underwriting standards and corporate policies.  

As a person, you are a team player and an analytical thinker. You are data driven and have a strong business and customer focus as well as interest in customer relationships and negotiation. You are fast moving and flexible. You like working independently but with good abilities to co-operate with both customers and colleagues.

Please refer your questions to Taija Tolonen-Pavlenko, Chief Underwriting Officer, taija.tolonen-pavlenko@zurich.com or Carl-Arvid Nilsson, Nordic Talent Acquisition Specialist. +46 76 720 33 50, carlarvid.nilsson@zurich.com

You are welcome to submit your application online on 25th May 2025 at latest. The selection process will run continuously and the position may therefore be filled earlier. We therefore encourage you to submit your application as soon as possible.

Join Zurich: Embrace Inclusion, Drive Innovation, Build the Future

At Zurich we believe that having a culture of inclusion is essential in delivering good results. Attracting, retaining and developing a diverse workforce where employees feel valued, respected and empowered allows people to reach their full potential. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our customers and colleagues and to be part of a global, industry-leading insurer with a strong reputation in the market. Join us to Drive the growth of a new product line in a dynamic and evolving business unit.  Work in a supportive and collaborative environment that values innovation.  

If you are a passionate Surety insurance professional looking for a high-impact role, we would love to hear from you!  
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